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They’ve even patented The e Harmony Compatibility Matching System.They’ve taken 35 years of research to come up with a Relationship Questionnaire and pride themselves on matching users with people who are actually compatible with them.

The higher your balance climbs, the greater the damage to your score.” Why: Twenty percent off a new pair of jeans isn’t worth the potential damage that opening a store card can do to your credit score.

Members can create personal ads in the form of detailed profiles, including photographs.

Lovestruck helps put you in touch with people who are near you – be it where you work or live – to save you precious minutes or hours travelling to and from a date.

First, five points are deducted for each new retail or gas card.

Finally, running up balances on low-limit store cards affects your credit score more negatively than does using one or two bank cards, since bank cards’ higher credit limits increase your debt-to-credit-limit ratio.